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Reliance Regular Savings Fund
(An open – ended Scheme) – Balanced Option
The Best of Both Worlds

Investment Objective

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of equity, equity related instruments & fixed income instruments.

Asset Allocation

InstrumentsAsset Allocation
Equity and Equity Related Instruments          50% - 75%
Debt & Money Market instruments                25% - 50%

Scheme Details

Date of Launch of Balanced Option : 13th Jan 2007 (RRSF Hybrid Option was launched on June 9,2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f. January 13, 2007)

Load Structure Revised w.e.f. 1st April 09
Entry Load – Nil
Exit Load


ForSubscription of less than Rs 5 Crs per purchase transactions
  • 2% If redeemed/ switched before completion of 12 months from the date of allotment
  • 1.5% If redeemed/ switched after 12 months – 1 day and on or before completion of 24 months from the date of allotment of units
  • 1% If redeemed/ switched after 24 months – 1 day and on or before completion of 36 months from the date of allotment of units
  • Nil If redeemed/ switched after completion of 36 months from the date of allotment
For subscriptions of Rs 5Crs and above per purchase transaction – nil

Redemption Options : Normal redemption (physical request) & through Reliance Any Time Money Card
Fund Managers : Omprakash Kuckian & Arpit Malaviya
Benchmark Index : Crisil Balanced Fund Index (Benchmark changed from CRISIL MIP Index w.e.f. 21st Feb, 2007)

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Charges upto Rs. 3/SMS. No. 1 in terms of AAUM as on 30th November 2008. Source: amfiindia.com. The views as expressed above are internal. Free life insurance cover provided as a part of an add-on feature called as ‘Reliance SIP Insure’ arranged and funded by Reliance Capital Asset Management Limited through ‘Reliance Group Term Insurance Scheme’ of Reliance Life Insurance Company Limited for insuring the outstanding SIP Insure installments. Eligibility: for individuals of > 20 yrs and < 46 yrs of age. Minimum Investment Amount: Rs. 1000 per month. Minimum Tenure: 3 Years. Maximum Insurance Cover: Rs. 10 lakhs per investor across all schemes / plans and folios. Maximum period of Contribution: 15 years or till attaining 55 years of age. Load Structure: Entry Load: As prescribed the scheme, refer the offer document / scheme information document of the Reliance Tax Save (ELSS) Fund. Exit Load: Nil during the first 2 years of coverage, the sum assured will be limited to the sum of the outstanding SIP installments from the date of death to be payable in lump sum, subject to a maximum of INR 10 lakhs. From the third year onwards, the sum assured will be a flat cover equivalent to twice the initial sum assured (i.e. monthly SIP installment X SIP period in months), subject to a maximum of INR 10 lakhs. Subject to conditions. SIP is also available without insurance cover. Insurance is the subject matter of the solicitation. Sponsor: Reliance Capital Limited. Trustee: Reliance Capital trustee Co. Limited. Investment Manager: Reliance Capital Asset Management Limited. Statutory Details: The Sponsor, The Trustee and the Investment Manager are incorporated under the Companies Act 1956. Investment Objective: Reliance Tax Saver (ELSS) Fund (An Open Ended Equity Linked Savings Scheme): The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. Risk Factors: Mutual Funds and Securities investments are subject to market risks and there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in Securities, the NAV of the Units issued under then Scheme can go up or down depending on the factors and forces affecting the capital markets. Post performance of the Sponsor / AMC / Mutual Fund is not indicative of the future performance of the Scheme. Reliance Tax Saver (ELSS) Fund is the name of the Scheme and does not in any manner indicate either the quality of the Scheme; its future prospects or returns. The sponsor is not responsible or liable for any loss resulting from the operation of the Scheme beyond their initial contribution of Rs. 1 lakh towards the setting up of the Mutual Fund and such other accretions and additions to the corpus. Investment in this scheme is subject to lock in period of 3 years from the date of allotment of units. The NAV of the scheme may be affected, interalia, by changes in the market conditions, interest rates, trading volumes, settlement periods and transfer procedures. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. All dividend distributions are subject to the availability of distributable surplus in the Scheme. For details of the Scheme features apart from those mentioned above and for scheme-specific risk factors, please refer to the Offer Document / Scheme Information Document. Please read the offer document / Scheme Information Document carefully before investing.
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